James Sherwin-Smith – Medium

James Sherwin-Smith

James Sherwin-Smith

Getting paid to use less electricity in the UK — the triple win

One of my capex projects this year has been to invest in solar (or photovoltaic aka PV) panels and a battery for our house. Partly to…

4 min readNov 30, 2023

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Getting paid to use less electricity in the UK — the triple win

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James Sherwin-Smith

Clubhouse lining up for commercialisation (rumours confirmed)

UPDATED 6 APRIL 2021 00:20 AM UK time

4 min readApr 2, 2021

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James Sherwin-Smith

Some early thoughts on the potential impact of Central Bank Digital Currencies (CBDCs)

[In response to another superb piece of thought leadership from Tom Noyes – thank you sir for sharing your well structured thoughts with…

5 min readMar 21, 2021

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James Sherwin-Smith

Lessons learned building a Top 50 club on 👋Clubhouse — in less than 8 weeks

My perspectives on what it takes to build a successful club from a standing start, and some lessons learned to share with others embarking…

11 min readMar 10, 2021

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Lessons learned building a Top 50 club on 👋Clubhouse — in less than 8 weeks

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James Sherwin-Smith

P2P foolishness and how to be a wiser investor

I just read this article on p2pfinance news about the bad debt situation facing a number of retail investors on the Crowdstacker…

3 min readMar 4, 2019

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James Sherwin-Smith

Doing what I love — or why I choose payments over flying professionally

If you live or work in one of the major cities of the world, you’ve probably found it difficult to avoid this slogan plastered to the side…

9 min readFeb 10, 2019

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Doing what I love — or why I choose payments over flying professionally

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James Sherwin-Smith

500 days of tumbleweed — why is the FCA ignoring small businesses?

It has now been 500 days since the consultation period closed on 18 March 2016 for FCA Discussion Paper DP15/7 “Our approach to SMEs as…

2 min readJul 31, 2017

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James Sherwin-Smith

Business finance — the price isn’t right (yet)

Business finance providers currently use different ways to represent price, such as X% (per month), or by only showing £ repayment amounts…

3 min readJun 27, 2017

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James Sherwin-Smith

FinTech: what is it, and why now?

This post is first in a series navigating the FinTech landscape, with a focus on the UK.

3 min readApr 20, 2017

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FinTech: what is it, and why now?

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James Sherwin-Smith

Predicting the UK 2017 General Election

I’m no Nate Silver, nor do I aspire to be, an albeit fictional, Joey Lucas type. I don’t have access to banks of private polling data. I’m…

5 min readApr 19, 2017

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James Sherwin-Smith

James Sherwin-Smith

Engineer by education, Consultant by experience, Entrepreneur at heart. My professional focus is #fintech & #payments, I’m an #avgeek + #cricket fan

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